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Student Healthcare & Insurance

The dental school has a mandatory health insurance program for all students through the University-sponsored plan with Anthem Student Health. If you have any questions about student health insurance, please call 209.946.2027.

Students electing not to participate in this plan will have the option to opt out by providing a waiver and proof of comparable health insurance coverage. Insurance premiums are assessed with tuition and other fees.

In addition to the health insurance program, the dental school offers Pacific Health Services. Our nurse practitioner (NP) provides a full spectrum of services. The NP is available to all students, whether enrolled in the insurance program or not. Pacific Health Services is located on the 6th floor, room 615A. To make an appointment, you can go online at MyHealth@Pacific or call 209.946.2315.

Health Services Hours

Mondays: 7:30 am - 4:30 pm
Wednesdays: 11:00 am - 6:00 pm
Thursdays: 7:30 am - 4:30 pm

A health fee of $240 per year will be assessed to each student account, which waives the office visit co-payment for all students, regardless of the type of health insurance carried. Please note that medication purchases, diagnostic testing, or referrals to off-campus health care providers are not covered by this fee.

Some of the services that are available:

  • Disease management
  • Treatment for acute minor illnesses and injuries
  • Minor laceration repair
  • Health screening
  • Women wellness
  • Contraceptive services
  • Lab tests
  • Medication
  • Referrals
  • Immunizations
  • TB screening
  • Wellness evaluation
  • Nurse advice line (after hours — 209.939.4534)

Urgent Care Referral Numbers

  • Franciscan Treatment Room: 415.353.6305, 1199 Bush Street (Corner of Hyde St. & Bush St.) Hours: M-F 8:00 a.m. -5:00 p.m. will accept drop-ins (although for more efficient service, we recommend calling first). Closed on weekends.
  • 24 Willie Mays Plaza (Giants Ballpark): 415.972.2249 Hours: M-F, 8:00 a.m. - 5:00 p.m. Closed on weekends.
  • UCSF Physician Referral: 415.885.7777.
  • UCSF Urgent Care: 415.353.2602, 400 Parnassus Ave. Hours M-F 8:00 a.m. - 7:00 p.m.; Sat 8:00 a.m. - 2:00 p.m. Drop-in/urgent cases only.

ADA (American Dental Association) Life Insurance

As a student at Pacific, you have a free $50,000 life insurance courtesy of the ADA. You are automatically enrolled in this policy. Life insurance can protect you during school and will be instrumental in securing your practice financing later. This ADA-sponsored group insurance, which you have the option to keep long after graduation, is one of the most valuable benefits of ASDA (American Student Dental Association) membership. If you want to opt out of the ADA Life Insurance, please come by the Office of Student Services, Room 202, and we will contact the ADA.

Your free ADA Term Life insurance includes:

  • $50,000 of life insurance
  • $50,000 of accidental death coverage
  • Option to buy more insurance
  • Coverage increases to $100,000 after graduation
  • Premiums fully paid through December 31 of your graduation year
  • Built-in renewal privileges

You can designate a beneficiary to your policy. You can find the ADA Life Insurance form in the Downloads section of this page. Print the form, fill it out and turn it in to the Office of Student Services, Room 202.

For more information, go online to ADA Life Insurance Policy or call 888.463.4545.

Disability Insurance

During the three-year program at the Arthur A. Dugoni School of Dentistry, all students are covered by a group long-term disability income policy. No student is exempt from participating in the disability program. The policy is convertible to an individual non-cancelable, specialty-specific disability income policy for $2,000 per month after completion of dental school.

Monthly benefits:

  • 1st & 2nd year students: $1,500
  • 3rd year DDS, AEGD, IDS and Orthodontic residents: $2,000
  • Length of coverage: to age 65 for disabilities from accident or sickness
  • Elimination period: 90 days
  • Loan payoff: $175,000 against outstanding student loans if totally and permanently disabled for 12 months
  • Mental & emotional disabilities: 24-month coverage unless hospitalized
  • Pregnancy: complications covered; normal pregnancy covered after 90 days
  • Cost: $72 per year

If you have any questions regarding your disability insurance, please contact Anjali Singh at 877.426.5254 or e-mail her at asingh@pacificadvisors.com.